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Savings goals

Reserve money before spending and track progress toward a target date.

Goals reserve part of the current cycle before Safe to Spend is calculated. They are local plans, not bank transfers.

Salli savings goals screen with progress and target planning

Create a goal​

Choose:

  • a clear name;
  • target amount;
  • optional target date; and
  • planned contribution or current saved amount.

How goals affect Safe to Spend​

Planned goal contributions reduce the discretionary pool for the cycle. This keeps the daily guide from treating reserved savings as available spending.

Add progress​

Use the contribution action to increase the locally tracked saved amount. This does not create a bank transaction automatically. Record a real transfer separately if you move money to a savings wallet.

Projection​

When enough information is available, Salli shows a simple pace projection, such as the target month implied by the current contribution rate. The projection is deterministic guidance, not a guarantee or investment forecast.

Edit or remove​

You can change name, target, date, and progress. Removing a goal releases its future reservation from Safe to Spend but does not alter historical transactions.