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Budgets

Set category limits, use local suggestions, inspect pace, move allocation, and carry unused money.

Budgets set category limits for a payday cycle. Salli separates planned, spent, remaining, over-limit, and unbudgeted spending so the plan stays honest.

Salli Budgets screen showing the current payday cycle, totals, unbudgeted spending, suggestions, and add action

Add a category budget​

  1. Open More → Budgets or use Budgets from Insights.
  2. Tap Add.
  3. Choose an expense category.
  4. Enter the fresh limit for this cycle.
  5. Choose whether unused money carries forward.

Suggestions​

Suggest budgets reviews up to the last three payday cycles and proposes conservative starting limits from confirmed local history. Suggestions never replace a limit you already chose.

Effective limit and rollover​

effective limit = fresh cycle limit + rollover from the previous cycle

At cycle close:

next rollover = max(0, effective limit − confirmed spending)

Rollover runs once per cycle. Overspending does not create negative rollover by default.

Unbudgeted spending​

Expenses in categories without limits appear in a separate disclosure. They still affect overall spending and Safe to Spend; Salli never hides them merely because they were not planned.

Move money​

Move only genuinely unspent allocation between existing budgets. The transfer updates the two limits without creating a financial transaction. Past cycles are read-only.

Budget detail​

Tap a category to see:

  • effective limit, spent, left/over;
  • progress and pace;
  • projected end-of-cycle spending;
  • rollover settings;
  • prior-cycle comparisons;
  • alerts; and
  • the exact transactions behind the total.
Salli budget detail with limit, pace, projection, rollover, history, and transaction evidence